A blogger who seems to spend as much time thinking about nature’s fury as we do wonders:
Let’s just say (hypothetically speaking) that I bought all my songs from iTunes at 99¢ a pop. Let’s just say. So what if both my laptop and my iPod are destroyed in a horrible, cataclysmic…hurricane? Given that digital music is supposed to be actual property (that can actually be stolen, etc) does renter’s insurance cover the $10,000 in lost songs?
We spent a little bit of time poking around insurance companies’ Web sites, and we couldn’t figure out the answer, either (this post from 1993 suggests that adding a rider for computer equipment to a renters’ insurance policy might do the trick to some extent). Anyone out there have experience with insuring their digital music collection, and if so, how’d you do it? We’d hate to lose our extensive collection of drunk-one-night purchases to some global warming-induced cataclysm.
DRM and Renter’s Insurance [confectious]