“I’m a fool, hundred thou to go to school/So much debt me and my mama damn near drowning in the pool,” Cole raps over the jazzy beat. Unfortunately, he alleges it may not have been money well spent. “So I finally graduated, but I’m sad to say it/I ain’t learned a f***ing thing except the game and how to play it.”
J. Cole — “I’m A Fool”
Sharp, thoughtful lyrics and a slickly produced instrumental courtesy of Cole himself? Call it an A+.